The famous actor Woody Allen once made this cryptic comment: "Money is better than poverty, if only for financial reasons." A funny saying for sure, but less so if you are one struggling to make ends meet. Perhaps you may ask yourself, " How can I enjoy a more stress-free retirement and more financial security? " One way that anyone can do this is to earn money fast with affiliate marketing. For many, this approach makes good financial sense.

As a home-based businessman myself, my intention is to help you dispel the myths about making money online. Likely you've been exposed to many phony scams that promise to make you millions overnight. Many companies exist on the Web that help people generate a bigger cash flow. Unfortunately there are many others who simply want to take your money and run. Let's try to unravel some of the confusion and help put you on the right path.

Before dispelling some of the myths about online marketing, let's talk a little bit about what affiliate marketing is, and how it can be used to produce more wealth now. Essentially, it's "a marketing approach where advertisers pay affiliates for referring their products". When sales are made, as an affiliate you will earn commissions

Let's discuss briefly some of the common myths about Internet marketing...

Myth # 1: " I don't have the knowledge or experience to set up my own online business "

Truthfully, it's a common fear when anyone starts something new. Initially, many of us spent money foolishly on lucrative offers that didn't work. We all realize, however, that competence didn't happen overnight in our previous careers either. Fortunately in time, as we gain greater experience and insight, the fog begins to lift and success becomes more achievable.

While starting up a new home-based business can seem overwhelming at first, with the right training and work ethic, you can achieve a bigger cash flow in as little as a few months. Avoid the tendency to sell yourself short and lose the future you deserve. Success almost always follows hard work and dedication!

Myth # 2: " If I go ahead with this, how can I find a profitable niche? "

Where many people make their mistake with a new online business is in promoting a service or product that has high demand, but even greater competition. Popular items like "computers" or "digital cameras", for example. How to avoid this? Start by focusing on your interests and areas of expertise. You may have a hobby like "kite flying" that others would like to know more about. Perhaps you have a background in "business consulting". The list goes on and on.

Successful online marketers will always tell you that your primary motivation needs to be "helping others solve a problem.", not just focusing on building more wealth now. Rest assured, there are many valuable Internet resources and training programs available. Two great ones that come to mind are "Google AdWords" and " Integrity Coaching". These, and others, will help you narrow your search. One suggestion - if you decide to sign up with an online company, make sure that both their reputation and training programs are sound.

Myth # 3: " I'm on a limited budget, and can't afford to invest in this "

Most businesses will need to spend some money to become successful, and so the idea that spending any money at all is foolish may be an irrational one. On the other hand, if someone tries to talk you into spending thousands on something you've never done before, you should be suspicious.

You may be surprised to know that most online companies don't operate that way. Some companies will let you join for free, and also provide the training at no cost. Others may require a nominal fee under $ 100, and offer optional upgrades along the way.

In almost all cases, a legitimate company that you affiliate with will supply you with a money back guarantee, should you decide to cancel within 60 days. As with any investment, your intention to earn money fast needs to be weighed against the potential risk involved.

Dispelling myths about online marketing can help you enhance your financial future and achieve your dreams - may yours be realized!

Doug Jefferson recently retired from a lengthy career as a "Retirement Income Specialist". Now a home-based entrepreneur, he continues his passion to help baby boomers and others in retirement achieve financial comfort and stability.

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